Need an appraisal in Virginia Beach or Virginia Beach City County?

Check out the top 7 reasons Virginia homeowners call on Coastal Virginia Appraisals, LLC:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a property tax assessment in Virginia
  3. To reduce their monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To determine the true market value of real estate to settle an estate
Own a home in or near Virginia Beach, Virginia and need help determining the price of it? Contact Coastal Virginia Appraisals, LLC.

At Coastal Virginia Appraisals, LLC, we understand the unique needs of a customer in need of appraisal services. Our usual business clients are used to the appraisal process and the standard reporting formats. Being a person not in the real estate field that ordinarily doesn't look at appraisals on a regular basis, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

Pre-listing Services/For Sale by Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Coastal Virginia Appraisals, LLC, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value opinion than yours.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if your house is not appreciating as much as other houses close to yours. That only means you're going to pay more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from Coastal Virginia Appraisals, LLC is your chief weapon.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experienced in helping customers just like you get rid of unwanted PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be annoying from a cash flow viewpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Coastal Virginia Appraisals, LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for precision or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? Coastal Virginia Appraisals, LLC offers field reviews where we go out and check the subject and comparables in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Coastal Virginia Appraisals, LLC can help you with that. While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your home.